Our Comprehensive Approach

We value getting to know you first and earning your trust before we delve into your full financial situation. Once we’ve initiated our process, we meet with you regularly throughout the year. We help you to see the “big picture” by guiding you through each step of the process, providing sound financial advice, and an objective opinion.

We consider planning a continuous life-long process, prioritizing and guiding your personal financial decision-making and creating order in your financial life as you live it. Our exclusive approach creates a roadmap that guides you through life's stages.

Key Roadmap Components

As your financial roadmap evolves, it will focus on these key components:

  • The Big Picture

    A financial roadmap starts by determining where you are now and envisioning where you want to be in the future. We can help you create an inventory of current income, investments, and cash flow, versus debts and liabilities, and a roadmap to a comfortable, independent future.

  • Securing Income

    Competing priorities can create conflict. We can help you to achieve a dependable income and a comfortable monthly cashflow, ensuring your money lasts.

  • An Unemotional Assessment

    We understand that talking about money is emotional for many people, which can lead to bad decisions. We can offer you an unbiased assessment.

  • Retirement Planning

    We work with you to develop a comprehensive retirement roadmap, based on your unique goals and time horizon, ensuring your money and your independence is secure.

  • Minimizing Taxes

    Most investment decisions have short or long-term tax implications. We can help you shape your investments to minimize taxes and maximize investment dollars.

Questions and Answers

  • Most financial advisers earn their pay based on commission, which can bias the advice you receive. Others provide fee-only advice. Our approach is different—we fully disclose all options and offer you advice based on the fee structure that best suits your current financial situation.
  • Regular updates will keep you informed and on-track.
  • Investment comfort level depends on many factors—assessing it accurately forms the basis of your investment choices.

 

Contact Us

We welcome clients who want to improve their personal financial status and are willing to work with us to accomplish that objective together.


Prospective and existing clients are offered a comprehensive audit of your personal assets and wealth without cost.

  • Raymond James Ltd., Independent Financial Services

    Waterloo City Centre

    Suite 175 - 100 Regina St. South,

    Waterloo, ON

  • Tel: 519-743-7774

    Fax: 519-743-3335

Contact Us Today